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Factoring fees, in dollars

You pay the factoring rate on each invoice, plus any per-transaction fees like wires, and sometimes a reserve that is held back and paid later. To compare quotes, turn everything into dollars a month.

Fee types

• Factoring rate. The percent taken from each invoice. Ask for it in writing.
• ACH or same-day. A fee for faster deposit. Ask if it is included.
• Wire. A fee for a wire instead of ACH.
• Instant transfer. A fee for a faster push to your account.
• Fuel advance fee. Separate from the invoice rate.
• Reserve. Not a fee. It is cash held back. Reserve.
• Minimum-volume charge. A charge if you factor less than the agreement requires.
• Early termination. Notice and termination.

What each factor publishes

Sorted A to Z. "No hidden fees" is their words, not a rate, unless a number is on the same sourced line.

Freight factoring rates · Before you sign

Factors can’t pay for reviews, scores or rankings. If a factor ever pays us a referral fee, you pay nothing extra and it never changes a score or ranking.