eCapital

Freight factoring · Facts checked Nov 7, 2026 · ecapital.com · Industry: Freight

What eCapital advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Advertised their own site From a contract a real agreement Driver-reported verified drivers

Advance

Up to 100%

Advertised

Funding speed

24–48 hrs

Advertised

Fees they mention

“No hidden fees”

Advertised

Contract length

No long-term contract (advertised)

Advertised

Notice to leave

Not checked yet

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Exit fee

Not checked yet

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Advertised, not a guarantee.

Driver reviews

0 verified reviews

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It takes 2 minutes. We check your MC or DOT number before it goes live, and it’s never shown. eCapital can’t pay to change or remove it.

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

Print or save this list

How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

Advertised Solo haulers to multi-truck fleets and intermediaries (advertised)

Sources

Show all 5 sourcesSources (5)

Up to 100% (advertised) · 24–48 hrs (advertised)

Freight factoring page says 'at eCapital we provide up to 100%' of the invoice value, 'typically within 24 to 48 hours.'
Source, November 7, 2026. ecapital.com

No hidden fees (advertised)

Freight factoring page says 'no hidden fees.' The cost answer says costs depend on the services used and the invoices collected, and to contact them for a quote.
Source, November 7, 2026. ecapital.com

No long-term contract (advertised)

Freight factoring page says 'you are not required to sign long term contracts.'
Source, November 7, 2026. ecapital.com
On 2026-11-07, https://www.tafs.com/ and https://tafs.com/ both opened https://ecapital.com/. That homepage did not contain the word TAFS and did not state an advance, a fee, or a contract length for TAFS.
Source, November 7, 2026. tafs.com tafs.com

Solo haulers to multi-truck fleets and intermediaries (advertised)

Freight factoring page says programs are for 'solo haulers to multi-truck fleets and intermediaries.'
Source, November 7, 2026. ecapital.com

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