Factors Love's Financial

Love's Financial

Freight factoring · Facts checked Nov 7, 2026 · lovesfinancial.com · Industry: Freight

What Love's Financial advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Advertised their own site From a contract a real agreement Driver-reported verified drivers

Advance

Not checked yet

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Funding speed

Within 24 hours

Advertised

Fees they mention

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Contract length

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Notice to leave

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Exit fee

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Advertised, not a guarantee.

Driver reviews

0 verified reviews

Factored with Love's Financial? Be the first.

It takes 2 minutes. We check your MC or DOT number before it goes live, and it’s never shown. Love's Financial can’t pay to change or remove it.

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

Print or save this list

How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

Advertised Owner-operators through large fleets (advertised)

Sources

Show all 3 sourcesSources (3)

Factoring to manage cash flow (advertised)

Homepage says 'Factoring with Love's is your smart solution to manage cash flow.'
Source, November 7, 2026. lovesfinancial.com

Within 24 hours after setup; fleet program says 60 minutes (advertised)

On 2026-11-08 the Love's freight page said that after approval and setup, Love's pays within 24 hours and generally the same day. The fleet program page said funding in 60 minutes.
Source, November 8, 2026. lovesfinancial.com quickfunding.loves.com

Owner-operators through large fleets (advertised)

On 2026-11-08 the Love's freight page said it can serve an owner-operator or a large fleet.
Source, November 8, 2026. lovesfinancial.com

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Two minutes. Verified before it goes live. Never sold, never removed for a factor.

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