Advance
90%+
Publicly promisedNov 7, 2026 · rtsinc.com
Factors RTS Financial
RTS Financial reviews & contract facts
Freight factoring · Facts checked Nov 7, 2026 · rtsinc.com Industry: Freight
As of Nov 2026, RTS Financial advertises a 90%+ advance and funding within 24 hrs; its contract length and exit fee are not yet verified.
- What verified drivers sayNo verified reviews yet. A score appears at 5.
- What public pages say3 of 10 key terms published (checked Nov 7, 2026)
- What a contract showsNo contract reviewed yet
What RTS Financial advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.
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Key facts
Publicly promised their own site Confirmed a real agreement Conflicting their pages disagree Unknown not published
Funding speed
Within 24 hrs
Publicly promisedNov 7, 2026 · rtsinc.com
Fees they mention
“Zero hidden fees”
Publicly promisedNov 7, 2026 · rtsinc.com
Reserve and release
Unknown
UnknownRecourse
Unknown
UnknownVolume minimum
Unknown
UnknownContract length
Unknown
UnknownAuto-renew
Unknown
UnknownNotice to leave
Unknown
UnknownExit fee
Unknown
UnknownPublicly promised, not a guarantee.
Driver reviews
0 verified reviewsFactored with RTS Financial? Be the first.
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Ask before you sign
Ask before you sign
8 questions to get answered in writing. Tick them off as you go.
Ask RTS Financial first
We found 3 of 10 key terms on public pages. Here’s what we don’t know yet. Ask RTS Financial about these in writing:
- Reserve and release. What do you hold back from each invoice, and when is it paid to me?
- Recourse. Is it recourse or non-recourse, and what happens if a broker doesn’t pay?
- Volume minimum. Do I have to factor every load, or a minimum amount each month?
- Contract length. How long is the contract?
- Auto-renew. Does the contract renew by itself, and when?
- Notice to leave. How many days’ notice to leave, and how do I send it?
- Exit fee. Is there a fee to leave early, and which section states it?
Who they accept
Who they accept
- Publicly promised Limits vary with the business and the buyers’ credit (advertised)
- Publicly promised No hard credit inquiry (advertised)
Sources
Show all 5 sourcesSources (5)
Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'
Source, November 7, 2026. rtsinc.com rtsinc.com
Freight factoring page says 'zero hidden fees.'
Source, November 7, 2026. rtsinc.com
The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'
Source, November 7, 2026. rtsinc.com
Limits vary with business and buyers' creditworthiness.
Source, November 7, 2026. rtsinc.com rtsinc.com
FAQ says no hard inquiry on the client's credit report.
Source, November 7, 2026. rtsinc.com
90%+ (advertised) · Within 24 hrs (advertised)
Zero hidden fees (advertised)
Estimate only (advertised)
Limits vary with the business and the buyers’ credit (advertised)
No hard credit inquiry (advertised)
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What changed
- Checklist labels now read Confirmed, Publicly promised, Conflicting, or Unknown.
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