Denim

Freight factoring · Facts checked Nov 7, 2026 · denim.com · Industry: Freight

What Denim advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Advertised their own site From a contract a real agreement Driver-reported verified drivers

Advance

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Funding speed

1–2 business days

Advertised

Fees they mention

“No hidden fees”

Advertised

Contract length

12 months, then yearly

Advertised

Notice to leave

Not checked yet

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Exit fee

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Advertised, not a guarantee.

Driver reviews

0 verified reviews

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It takes 2 minutes. We check your MC or DOT number before it goes live, and it’s never shown. Denim can’t pay to change or remove it.

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

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How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

Advertised Freight brokers, trucking companies, and 3PLs (advertised)

Sources

Show all 5 sourcesSources (5)

Factoring for freight brokers and trucking companies (advertised)

Homepage title says 'Factoring for Freight Brokers & Trucking Companies.'
Source, November 7, 2026. denim.com

12 months, then yearly renewal (advertised)

On 2026-11-08 the Denim fleet page said the standard agreement starts at 12 months and then renews yearly. The same page said no high cancellation fees. The cancellation amount was not stated.
Source, November 8, 2026. denim.com

1–2 business days if in by noon EST (advertised)

On 2026-11-08 the Denim fleet page said access to capital within 1-2 business days, and that an invoice uploaded by 12:00pm EST is paid the following business day.
Source, November 8, 2026. denim.com

No hidden fees; time-based discounts (advertised)

On 2026-11-08 the Denim fleet page said no hidden fees and that delaying advances or faster-paying customers can lower the rate.
Source, November 8, 2026. denim.com

Freight brokers, trucking companies, and 3PLs (advertised)

On 2026-11-08 the Denim fleet page said Denim is a factoring partner for freight brokers, trucking companies, and 3PLs.
Source, November 8, 2026. denim.com

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