Factors Porter Capital

Porter Capital reviews & contract facts

Also known as Porter Freight Funding

Freight factoring · Facts checked Nov 8, 2026 · portercap.com Industry: Freight

As of Nov 2026, Porter Capital advertises an advance of up to 95% and funding days, 24 hours, or same-day; its contract length and exit fee are not yet verified.

  • What verified drivers sayNo verified reviews yet. A score appears at 5.
  • What public pages say3 of 10 key terms published (checked Nov 8, 2026)
  • What a contract showsNo contract reviewed yet

What Porter Capital advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

Two portercap.com pages were read on November 8, 2026. They give different funding times.

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Key facts

Publicly promised their own site Confirmed a real agreement Conflicting their pages disagree Unknown not published

Funding speed

Days, 24 hours, or same-day

Conflicting

Nov 8, 2026 · portercap.com

Fees they mention

Typically 1%–5%

Publicly promised

Nov 8, 2026 · portercap.com

Publicly promised, not a guarantee.

Driver reviews

0 verified reviews

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Ask before you sign

Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

Before you sign: the 10 things to get in writing

Ask Porter Capital first

We found 3 of 10 key terms on public pages. Here’s what we don’t know yet. Ask Porter Capital about these in writing:

  1. Funding speed. Their pages disagree on funding speed. Ask which one applies to you, in writing.
  2. Reserve and release. What do you hold back from each invoice, and when is it paid to me?
  3. Recourse. Is it recourse or non-recourse, and what happens if a broker doesn’t pay?
  4. Volume minimum. Do I have to factor every load, or a minimum amount each month?
  5. Contract length. How long is the contract?
  6. Auto-renew. Does the contract renew by itself, and when?
  7. Notice to leave. How many days’ notice to leave, and how do I send it?
  8. Exit fee. Is there a fee to leave early, and which section states it?
Who they accept

Who they accept

  • Publicly promised Free credit checks on brokers and customers (advertised)
  • Publicly promised Small and large companies, for A/R advances (advertised)

Sources

Show all 5 sourcesSources (5)

Two portercap.com pages were read on November 8, 2026. They give different funding times.

    Up to 95% within days (advertised)

  • On 2026-11-08 the transportation page said 'We deposit up to a 95% advance within days.' The same page said the remaining balance comes back minus a small factoring fee once the invoice is paid in full.

    The stated figure is up to 95%. The rest is paid after the customer pays, minus the fee. The benefits page left the percent unstated. Not a signed contract.

    Source, November 8, 2026. portercap.com

  • Within days, usually 24 hours, or same-day (advertised). The pages disagree.

  • On 2026-11-08 the transportation page said the advance is deposited within days. The freight-factoring benefits page the same day said an advance is sometimes within hours, payment is usually within 24 hours, and 'We provide same-day funding.'

    The transportation page says within days. The benefits page says sometimes within hours, usually within 24 hours, and same-day funding. Not every invoice, and not a signed contract.

    Source, November 8, 2026. portercap.com portercap.com

  • Typically 1%–5%; no application fee (advertised)

  • On 2026-11-08 the benefits page said a small factoring fee, typically between 1% and 5%, and said it charges no application fees.

    A typical range on the benefits page, not a quote. The transportation page did not give this range. Not a signed contract.

    Source, November 8, 2026. portercap.com

  • Free credit checks on brokers and customers (advertised)

  • On 2026-11-08 the benefits page heading was 'Complimentary Credit Checks on Brokers and Customers' and the page said 'We provide free credit checks on your customers as part of our factoring service.'

    Part of the factoring service on that page. Not a separate product price. Not a signed contract.

    Source, November 8, 2026. portercap.com

  • Small and large companies, for A/R advances (advertised)

  • On 2026-11-08 the transportation page said 'Small and large companies can maximize their operations with capital advances offered by our AR factoring services.'

    This line is about A/R factoring on the transportation page. It is not a promise that every carrier is accepted. Not a signed contract.

    Source, November 8, 2026. portercap.com

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