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JD Factors reviews & contract facts

Freight factoring · Facts checked Nov 7, 2026 · jdfactors.com Industry: Freight

As of Nov 2026, JD Factors advertises funding within 24 hrs; its advance, contract length and exit fee are not yet verified.

What verified drivers sayNo verified reviews yet. A score appears at 5.
What public pages say2 of 10 key terms published (checked Nov 7, 2026)
What a contract showsNo contract reviewed yet

What JD Factors advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Publicly promised their own site Confirmed a real agreement Conflicting their pages disagree Unknown not published

Advance

Unknown

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Funding speed

Within 24 hrs

Publicly promised

Nov 7, 2026 · jdfactors.com

Fees they mention

Unknown

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Reserve and release

Unknown

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Recourse

Non-recourse factoring offered

Publicly promised

Nov 7, 2026 · jdfactors.com

Volume minimum

Unknown

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Contract length

Unknown

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Auto-renew

Unknown

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Notice to leave

Unknown

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Exit fee

Unknown

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Publicly promised, not a guarantee.

Driver reviews

0 verified reviews

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

Before you sign: the 10 things to get in writing

Ask JD Factors first

We found 2 of 10 key terms on public pages. Here’s what we don’t know yet. Ask JD Factors about these in writing:

Advance. What percent of each invoice do you pay up front?
Fees they mention. Send me every fee in writing: the rate and anything charged besides it.
Reserve and release. What do you hold back from each invoice, and when is it paid to me?
Volume minimum. Do I have to factor every load, or a minimum amount each month?
Contract length. How long is the contract?
Auto-renew. Does the contract renew by itself, and when?
Notice to leave. How many days’ notice to leave, and how do I send it?
Exit fee. Is there a fee to leave early, and which section states it?

How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

Unknown. Ask before you sign.

Sources

Show all 1 sourcesSources (1)

Within 24 hrs (advertised)

Homepage says 'CASH FOR INVOICES WITHIN 24 HOURS' and 'J D Factors provides non-recourse factoring.'
Product lines, not an agreement. A competitor column mentions hidden fees; that column is not J D Factors describing itself. No notice days were stated.
Source, November 7, 2026. jdfactors.com

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What changed

Nov 10, 2026 Checklist labels now read Confirmed, Publicly promised, Conflicting, or Unknown.

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