Triumph

Freight factoring · Facts checked Nov 7, 2026 · triumph.io · Industry: Freight

What Triumph advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Advertised their own site From a contract a real agreement Driver-reported verified drivers

Advance

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Funding speed

In minutes

Advertised

Fees they mention

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Contract length

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Notice to leave

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Exit fee

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Advertised, not a guarantee.

Driver reviews

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It takes 2 minutes. We check your MC or DOT number before it goes live, and it’s never shown. Triumph can’t pay to change or remove it.

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

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How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

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Sources

Show all 4 sourcesSources (4)

Factoring offered by TBK Bank, SSB, Member FDIC, under the name Triumph (advertised)

Homepage says 'Factoring, Payments and Intelligence products and services are offered by TBK Bank, SSB, Member FDIC, d/b/a Triumph.'
Source, November 7, 2026. triumph.io

Factoring and TriumphPay payments (advertised)

Homepage lists Factoring and 'Payments (TriumphPay)' and says the network includes 'automated invoice processing' and 'centralized payments.'
Source, November 7, 2026. triumph.io

Minutes on approved loads, 24/7, through LoadPay (advertised)

On 2026-11-08 the Triumph accelerator page said 24/7 funding in minutes on approved loads through LoadPay.
Source, November 8, 2026. triumph.io

Up to 50% to the fuel card (advertised). Not the invoice advance.

On 2026-11-08 Triumph said up to 50 percent fuel advances to the fuel card. That is the fuel program, not the invoice advance.
Source, November 8, 2026. triumph.io

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