Bobtail

Freight factoring · Facts checked Nov 7, 2026 · bobtail.com · Industry: Freight

What Bobtail advertises, what we haven’t confirmed yet, and what verified drivers report – kept separate so you can tell them apart.

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Key facts

Advertised their own site From a contract a real agreement Driver-reported verified drivers

Advance

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Funding speed

Same day by 6 PM EST

Advertised

Fees they mention

1.99%–3.24% or 1.5%–3.5%

Advertised

Contract length

90-day trial, then long-term

Advertised

Notice to leave

Not checked yet

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Exit fee

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Advertised, not a guarantee.

Driver reviews

0 verified reviews

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Ask before you sign

8 questions to get answered in writing. Tick them off as you go.

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How long is the contract, and does it renew by itself?
How do you send notice, and where does that notice go?
Is there an exit fee, and which section states it?
Is it recourse or non-recourse, and what do those words mean in this agreement?
What is held back, and when is it paid to you?
Do you have to factor every load?
What do you pay besides the rate? Ask for the fee list in writing.
Which legal entity signs, and which company do you notify?

Who they accept

Advertised For a trucking business (advertised)

Sources

Show all 4 sourcesSources (4)

Same day by 6 PM EST if in before 11 AM EST; expedited costs extra (advertised)

Homepage says 'same-day payments' and 'same-day or next-day cash for your loads,' with 'no hidden fees.' On 2026-11-08 the FAQ said invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST, and expedited payments cost extra.
Source, November 8, 2026. bobtail.com bobtail.com

90-day trial, then a long-term contract; later length not stated (advertised)

On 2026-11-07 a comparison table labeled Bobtail 'No Long-Term Commitment for the First 90 Days.' On 2026-11-08 the contract guide said Bobtail offers a 90-day trial period, and after the trial you move into a long-term contract. The FAQ says the same shape. The length after the trial was not stated. The Nov 7 table is not a promise that there is no later contract.
Source, November 8, 2026. bobtail.com bobtail.com bobtail.com

Guide 1.99%–3.24%; FAQ 1.5%–3.5% (advertised). The pages disagree.

On 2026-11-08 the contract guide said the factoring fee ranges between 1.99% and 3.24% based on company size. The FAQ the same day said a small factoring fee, usually 1.5%–3.5%, per invoice. The pages disagree, so neither figure is the maximum on this report.
Source, November 8, 2026. bobtail.com bobtail.com

For a trucking business (advertised)

Homepage says 'Keep your fleet moving forward' for a trucking business.
Source, November 7, 2026. bobtail.com

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