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Same facts, side by side. Gaps are gaps – we don’t guess.

AdvanceNot checked yet90%+Publicly promised
Funding speedSame dayPublicly promisedWithin 24 hrsPublicly promised
Fees they mentionNot checked yet“Zero hidden fees”Publicly promised
Contract lengthMonth-to-monthPublicly promisedNot checked yet
Notice to leaveNot checked yetNot checked yet
Exit feeNot checked yetNot checked yet
Driver score0 of 5 reviews0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Scale Funding

Homepage says invoice factoring with 'flexible month-to-month agreements.' On 2026-11-08 getscalefunding.com said flexible month-to-month agreements. The trucking page the same day said 'No long-term contracts.' No exit fee or notice was on those lines.

Homepage says 'same-day funding' and funding 'as quickly as the same day.' On 2026-11-08 getscalefunding.com said 'Submit your invoices and receive funding as quickly as the same day.'

A Clutch profile read on 2026-11-08 said same-day funding and month-to-month agreements, and named trucking among the industries served (reported). It did not state a 95% advance.

RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

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