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Compare Bobtail vs TBS Factoring

Bobtail vs TBS Factoring

Bobtail advertises funding same day by 6 PM EST and contract: 90-day trial, then long-term; TBS Factoring advertises funding same-day processing; exit fees: not yet verified for either.

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Bobtail

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TBS Factoring

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AdvanceNot checked yetNot checked yet
Funding speedSame day by 6 PM ESTPublicly promisedSame-day processingPublicly promised
Fees they mention1.99%–3.24% or 1.5%–3.5%ConflictingNot checked yet
Contract length90-day trial, then long-termPublicly promisedNot checked yet
Notice to leaveNot checked yetNot checked yet
Exit feeNot checked yetNot checked yet
Driver score0 of 5 reviews0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Bobtail

Homepage says 'same-day payments' and 'same-day or next-day cash for your loads,' with 'no hidden fees.' On 2026-11-08 the FAQ said invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST, and expedited payments cost extra.

On 2026-11-07 a comparison table labeled Bobtail 'No Long-Term Commitment for the First 90 Days.' On 2026-11-08 the contract guide said Bobtail offers a 90-day trial period, and after the trial you move into a long-term contract. The FAQ says the same shape. The length after the trial was not stated. The Nov 7 table is not a promise that there is no later contract.

On 2026-11-08 the contract guide said the factoring fee ranges between 1.99% and 3.24% based on company size. The FAQ the same day said a small factoring fee, usually 1.5%–3.5%, per invoice. The pages disagree, so neither figure is the maximum on this report.

TBS Factoring

Homepage says 'Same-Day Processing' and 'Truckers who factor with TBS are eligible for fuel advances.'

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