Bobtail vs Triumph

Bobtail

Homepage says 'same-day payments' and 'same-day or next-day cash for your loads,' with 'no hidden fees.' On 2026-11-08 the FAQ said invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST, and expedited payments cost extra.

On 2026-11-07 a comparison table labeled Bobtail 'No Long-Term Commitment for the First 90 Days.' On 2026-11-08 the contract guide said Bobtail offers a 90-day trial period, and after the trial you move into a long-term contract. The FAQ says the same shape. The length after the trial was not stated. The Nov 7 table is not a promise that there is no later contract.

On 2026-11-08 the contract guide said the factoring fee ranges between 1.99% and 3.24% based on company size. The FAQ the same day said a small factoring fee, usually 1.5%–3.5%, per invoice. The pages disagree, so neither figure is the maximum on this report.

Triumph

Homepage says 'Factoring, Payments and Intelligence products and services are offered by TBK Bank, SSB, Member FDIC, d/b/a Triumph.'

Homepage lists Factoring and 'Payments (TriumphPay)' and says the network includes 'automated invoice processing' and 'centralized payments.'

On 2026-11-08 the Triumph accelerator page said 24/7 funding in minutes on approved loads through LoadPay.

On 2026-11-08 Triumph said up to 50 percent fuel advances to the fuel card. That is the fuel program, not the invoice advance.