Compare Bobtail vs Outgo

Bobtail vs Outgo

Bobtail advertises funding same day by 6 PM EST and contract: 90-day trial, then long-term; Outgo advertises no annual contract; exit fees: not yet verified for either.

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Bobtail

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Outgo

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Advance	Not checked yet	Not checked yet
Funding speed	Same day by 6 PM ESTPublicly promised	Not checked yet
Fees they mention	1.99%–3.24% or 1.5%–3.5%Conflicting	1% with conditionsPublicly promised
Contract length	90-day trial, then long-termPublicly promised	No annual contractPublicly promised
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Bobtail

Homepage says 'same-day payments' and 'same-day or next-day cash for your loads,' with 'no hidden fees.' On 2026-11-08 the FAQ said invoices submitted before 11 AM EST Monday through Friday are funded the same day by 6 PM EST, and expedited payments cost extra.

On 2026-11-07 a comparison table labeled Bobtail 'No Long-Term Commitment for the First 90 Days.' On 2026-11-08 the contract guide said Bobtail offers a 90-day trial period, and after the trial you move into a long-term contract. The FAQ says the same shape. The length after the trial was not stated. The Nov 7 table is not a promise that there is no later contract.

On 2026-11-08 the contract guide said the factoring fee ranges between 1.99% and 3.24% based on company size. The FAQ the same day said a small factoring fee, usually 1.5%–3.5%, per invoice. The pages disagree, so neither figure is the maximum on this report.

Outgo

Homepage says 'Low, transparent rates' and 'Save on factoring with no sign-up fees, cancellation fees, and hidden fees.' On 2026-11-08 Outgo said the factoring rate drops to 1% when you wait 30 days to factor or use the Outgo Card. The page also said no application fees, no ACH fees, and no invoice processing fees. Rate Match has extra conditions on that page.

On 2026-11-08 the Outgo comparison page said 'No annual contracts.'

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