Compare Apex Capital vs Love's Financial

Apex Capital vs Love's Financial

Apex Capital advertises funding same or next day and no long-term contract; Love's Financial advertises funding within 24 hours; exit fees: not yet verified for either.

AdvanceNot checked yetNot checked yet
Funding speedSame or next dayPublicly promisedWithin 24 hoursPublicly promised
Fees they mention“No hidden fees”Publicly promisedNot checked yet
Contract lengthNo long-term contractPublicly promisedNot checked yet
Notice to leaveNot checked yetNot checked yet
Exit feeNot checked yetNot checked yet
Driver scoreNo reviews yetNo reviews yet

Advertised = each factor’s own website, read Nov 7, 2026.

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Apex Capital

Homepage says 'no hidden fees, no long-term contract restrictions, and no required minimum volume demands,' and that a carrier 'can receive payment in minutes' after factoring freight bills.

Homepage says 24/7 factoring works alongside 'same-day or next-day funding.'

Freight factoring page lists 'Recourse and non-recourse factoring options' and 'Low, competitive rates with same-day and next-day funding.'

Love's Financial

Homepage says 'Factoring with Love's is your smart solution to manage cash flow.'

On 2026-11-08 the Love's freight page said that after approval and setup, Love's pays within 24 hours and generally the same day. The fleet program page said funding in 60 minutes.

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