Compare Apex Capital vs Truckstop Factoring

Apex Capital vs Truckstop Factoring

Apex Capital advertises funding same or next day and no long-term contract; Truckstop Factoring advertises funding same-day or express and no lock-in; exit fees: not yet verified for either.

Side by side

Apex Capital

Full report Leave a review

Truckstop Factoring

Full report Leave a review

Advance	Not checked yet	Not checked yet
Funding speed	Same or next dayPublicly promised	Same-day or expressPublicly promised
Fees they mention	“No hidden fees”Publicly promised	Flat ratePublicly promised
Contract length	No long-term contractPublicly promised	No lock-inPublicly promised
Notice to leave	Not checked yet	30-day noticePublicly promised
Exit fee	Not checked yet	Not checked yet
Driver score	No reviews yet	No reviews yet

Advertised = each factor’s own website, read Nov 7, 2026.

Show sources

Apex Capital

Homepage says 'no hidden fees, no long-term contract restrictions, and no required minimum volume demands,' and that a carrier 'can receive payment in minutes' after factoring freight bills.

Homepage says 24/7 factoring works alongside 'same-day or next-day funding.'

Freight factoring page lists 'Recourse and non-recourse factoring options' and 'Low, competitive rates with same-day and next-day funding.'

Truckstop Factoring

The factoring page says 'Factor loads to keep your cash flowing' and 'Same-day or express funding to your account.'

On 2026-11-08 the Truckstop owner-operator page said a 30-day notice is all they require to opt out.

On 2026-11-08 the Truckstop owner-operator page said 'No contracts locking you in.'

On 2026-11-08 the Truckstop owner-operator page said 'Flat-rate pricing. NO HIDDEN FEES.' No percent was on that line.

Factors can’t pay for reviews, scores or rankings. How we make money →

More comparisons

Already factoring?

Tell other drivers how it went. Two minutes, checked before it goes live.

Review your factor

Shopping for a factor?

Tell us your setup and we’ll send the Factor Facts reports that fit. We only introduce you to a factor if you say OK.

Help me pick