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Compare RTS Financial vs Truckstop Factoring

RTS Financial vs Truckstop Factoring

RTS Financial advertises advance 90%+ and funding within 24 hrs; Truckstop Factoring advertises funding same-day or express and no lock-in; exit fees: not yet verified for either.

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RTS Financial

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Truckstop Factoring

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Advance90%+Publicly promisedNot checked yet
Funding speedWithin 24 hrsPublicly promisedSame-day or expressPublicly promised
Fees they mention“Zero hidden fees”Publicly promisedFlat ratePublicly promised
Contract lengthNot checked yetNo lock-inPublicly promised
Notice to leaveNot checked yet30-day noticePublicly promised
Exit feeNot checked yetNot checked yet
Driver score0 of 5 reviews0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

Truckstop Factoring

The factoring page says 'Factor loads to keep your cash flowing' and 'Same-day or express funding to your account.'

On 2026-11-08 the Truckstop owner-operator page said a 30-day notice is all they require to opt out.

On 2026-11-08 the Truckstop owner-operator page said 'No contracts locking you in.'

On 2026-11-08 the Truckstop owner-operator page said 'Flat-rate pricing. NO HIDDEN FEES.' No percent was on that line.

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