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Advance	95%Publicly promised	90%+Publicly promised
Funding speed	Within 24 hrsPublicly promised	Within 24 hrsPublicly promised
Fees they mention	“No hidden fees”Publicly promised	“Zero hidden fees”Publicly promised
Contract length	Not checked yet	Not checked yet
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Riviera Finance

Homepage says Riviera Finance provides 'full-service, non-recourse invoice factoring to growing companies.'

Homepage says 'Riviera verifies & pays you within 24 hours.' On 2026-11-08 the freight page said 'Funding within 24 Hours of Verification.'

On 2026-11-08 the Riviera freight page said '95% Advance Rate.'

On 2026-11-08 the Riviera freight page said competitive rates and no hidden fees. No percent was on that line.

RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

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