Compare RTS Financial vs TBS Factoring

RTS Financial vs TBS Factoring

RTS Financial advertises advance 90%+ and funding within 24 hrs; TBS Factoring advertises funding same-day processing; exit fees: not yet verified for either.

Advance90%+Publicly promisedNot checked yet
Funding speedWithin 24 hrsPublicly promisedSame-day processingPublicly promised
Fees they mention“Zero hidden fees”Publicly promisedNot checked yet
Contract lengthNot checked yetNot checked yet
Notice to leaveNot checked yetNot checked yet
Exit feeNot checked yetNot checked yet
Driver scoreNo reviews yetNo reviews yet

Advertised = each factor’s own website, read Nov 7, 2026.

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RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

TBS Factoring

Homepage says 'Same-Day Processing' and 'Truckers who factor with TBS are eligible for fuel advances.'

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