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Same facts, side by side. Gaps are gaps – we don’t guess.

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ECeCapital

RTSRTS Financial

Advance	Up to 100%Advertised	90%+Advertised
Funding speed	24–48 hrsAdvertised	Within 24 hrsAdvertised
Fees they mention	“No hidden fees”Advertised	“Zero hidden fees”Advertised
Contract length	No long-term contract (advertised)Advertised	Not checked yet
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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eCapital

Freight factoring page says 'at eCapital we provide up to 100%' of the invoice value, 'typically within 24 to 48 hours.'

Freight factoring page says 'no hidden fees.' The cost answer says costs depend on the services used and the invoices collected, and to contact them for a quote.

Freight factoring page says 'you are not required to sign long term contracts.'

On 2026-11-07, https://www.tafs.com/ and https://tafs.com/ both opened https://ecapital.com/. That homepage did not contain the word TAFS and did not state an advance, a fee, or a contract length for TAFS.

RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

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