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Same facts, side by side. Gaps are gaps – we don’t guess.

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DENDenim

RTSRTS Financial

Advance	Not checked yet	90%+Advertised
Funding speed	1–2 business daysAdvertised	Within 24 hrsAdvertised
Fees they mention	“No hidden fees”Advertised	“Zero hidden fees”Advertised
Contract length	12 months, then yearlyAdvertised	Not checked yet
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Denim

Homepage title says 'Factoring for Freight Brokers & Trucking Companies.'

On 2026-11-08 the Denim fleet page said the standard agreement starts at 12 months and then renews yearly. The same page said no high cancellation fees. The cancellation amount was not stated.

On 2026-11-08 the Denim fleet page said access to capital within 1-2 business days, and that an invoice uploaded by 12:00pm EST is paid the following business day.

On 2026-11-08 the Denim fleet page said no hidden fees and that delaying advances or faster-paying customers can lower the rate.

RTS Financial

Freight factoring page says RTS 'advances more than 90 percent of the total within 24 hours' and, once the invoice is paid, 'will send the remaining balance minus a small fee.'

Freight factoring page says 'zero hidden fees.'

The rate calculator says 'The rate shown is an estimate only and does not represent a guaranteed offer.' Final rates and approval 'will vary based on full underwriting, completion of required contracts.'

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