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LOVLove's Financial

ACApex Capital

Advance	Not checked yet	Not checked yet
Funding speed	Within 24 hoursAdvertised	Same or next dayAdvertised
Fees they mention	Not checked yet	“No hidden fees”Advertised
Contract length	Not checked yet	No long-term contract (advertised)Advertised
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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Love's Financial

Homepage says 'Factoring with Love's is your smart solution to manage cash flow.'

On 2026-11-08 the Love's freight page said that after approval and setup, Love's pays within 24 hours and generally the same day. The fleet program page said funding in 60 minutes.

Apex Capital

Homepage says 'no hidden fees, no long-term contract restrictions, and no required minimum volume demands,' and that a carrier 'can receive payment in minutes' after factoring freight bills.

Homepage says 24/7 factoring works alongside 'same-day or next-day funding.'

Freight factoring page lists 'Recourse and non-recourse factoring options' and 'Low, competitive rates with same-day and next-day funding.'

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