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TSTruckSmarter

ACApex Capital

Advance	Not checked yet	Not checked yet
Funding speed	Not checked yet	Same or next dayAdvertised
Fees they mention	Not checked yet	“No hidden fees”Advertised
Contract length	Not checked yet	No long-term contract (advertised)Advertised
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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TruckSmarter

The page we read on November 7, 2026 is a load board. Factoring terms are Not checked yet. On November 8, 2026 the factoring pages we checked were not found, so those terms stay off this report.

Homepage title is 'Free load board & AI Dispatching' and the page says the load board is '100% free.'

Apex Capital

Homepage says 'no hidden fees, no long-term contract restrictions, and no required minimum volume demands,' and that a carrier 'can receive payment in minutes' after factoring freight bills.

Homepage says 24/7 factoring works alongside 'same-day or next-day funding.'

Freight factoring page lists 'Recourse and non-recourse factoring options' and 'Low, competitive rates with same-day and next-day funding.'

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