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OTROTR Solutions

ACApex Capital

Advance	Not checked yet	Not checked yet
Funding speed	Same-day fundingAdvertised	Same or next dayAdvertised
Fees they mention	“No hidden fees”Advertised	“No hidden fees”Advertised
Contract length	Not checked yet	No long-term contract (advertised)Advertised
Notice to leave	Not checked yet	Not checked yet
Exit fee	Not checked yet	Not checked yet
Driver score	0 of 5 reviews	0 of 5 reviews

Advertised = each factor’s own website, read Nov 7, 2026.

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OTR Solutions

Homepage names 'True Non-Recourse Factoring' for owner-operators and fleets.

On 2026-11-08 the True Non-Recourse page said same-day funding, including bank holidays.

On 2026-11-08 the fleet page said 'No hidden fees or unclear contract terms.' No numeric OTR rate was on that line.

Apex Capital

Homepage says 'no hidden fees, no long-term contract restrictions, and no required minimum volume demands,' and that a carrier 'can receive payment in minutes' after factoring freight bills.

Homepage says 24/7 factoring works alongside 'same-day or next-day funding.'

Freight factoring page lists 'Recourse and non-recourse factoring options' and 'Low, competitive rates with same-day and next-day funding.'

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